Financial Solutions for Your Divorce Journey
Navigate mortgages, equity splits, credit repair, and refinancing with expert tools and guidance.
Your Home Equity at a Glance
Adjust the values to see your estimated equity
Refinance Savings Calculator
Spouse Buyout Calculator
What Lenders Evaluate
Credit Score
Most lenders require 620+ for conventional loans. FHA loans may accept 580+. Your score impacts your interest rate directly.
Income Verification
Lenders need 2 years of W-2s/tax returns and current pay stubs. Self-employed borrowers may need additional documentation.
Debt-to-Income Ratio
Your total monthly debts divided by gross income should be below 43% for most programs. Child support and alimony count as debt.
Loan-to-Value Ratio
The loan amount compared to the appraised value. Most programs require 80% LTV or below to avoid PMI.
Timeline for Refinancing After Divorce
Property Appraisal
2-3 weeksGet an independent appraisal to determine current market value.
Equity Split Agreement
1-4 weeksBoth parties agree on the division as part of the settlement.
Mortgage Pre-Approval
1-2 weeksApply with a divorce-friendly lender. We can match you.
Close & Transfer
3-4 weeksComplete the refinance and remove your ex from the title.
Get Matched with a Divorce-Friendly Lender
Our network includes lenders who specialize in post-divorce refinancing and understand the unique challenges you face.
Find a Lender